The Application of Pre-paid Cash Card for Consumer

Pre-paid cash card is a card that consumers load money in before they pay. It looks like credit and debit cards and can be use the same way as credit or debit card. Consumers can only spend the balance that has been preloaded onto the card.

Some provider will charge consumers for application fees but there are some free of charge if you top them up with a minimum amount of money. Consumers will have to pay annual fees of RM 9.90, but there are no interest and late charges.

An example of pre-paid cash card is Tune Prepaid Visa Card.


  • Pre-paid card is easy to use and can be use anywhere visa is accepted.

  • It is easily available to consumers because there is no credit check which means you can get a card without worrying about your credit history.

  • With a pre-paid cash card consumers will have no chance of spending too much as they are limited to the amount that is in their card.

  • Consumers can withdraw money from the pre-paid card worldwide. It is globally accepted.

  • The card can be use to purchase airline ticket and reload mobile phone.

  • Pre-paid cash card will be useful if consumers are going to oversea for holiday. It offers a better exchange rate than foreign exchange providers.


References:

http://www.moneysupermarket.com/c/prepaid-cards/guide/3/

http://www.creditcard2u.net/paypal/choosing-a-right-prepaid-visa-card-paypal-withdrawal-debit-card


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Tan Cheng Ling said...

If can manage financial nicely, credit card is actually more convenience than pre-paid cash card, as we no need purposely go reload if the cash inside running low...

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